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	<title>The Blog of an Entrepreneur &#187; credit crunch</title>
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	<description>The thoughts, ramblings and day-to-day experiences of Richard "Ozzy" Osborne</description>
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		<title>Are the banks really not lending?</title>
		<link>http://www.ozzy.co.uk/blog/2009/03/26/are-the-banks-really-not-lending/</link>
		<comments>http://www.ozzy.co.uk/blog/2009/03/26/are-the-banks-really-not-lending/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 16:58:29 +0000</pubDate>
		<dc:creator>Ozzy</dc:creator>
				<category><![CDATA[Entrepreneurialism]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.ozzy.co.uk/blog/?p=109</guid>
		<description><![CDATA[This morning I was at a breakfast meeting and bumped into my bank relationship manager from RBS whilst I was mid conversation with a relationship manager from Clynsedale Bank. We were having a discussion about, as if anything else, the banking situation in the press, Government funding, and the banks calling in of overdrafts and [...]]]></description>
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		<title>Deeper &amp; Deeper in Debt</title>
		<link>http://www.ozzy.co.uk/blog/2009/03/10/deeper-deeper-in-debt/</link>
		<comments>http://www.ozzy.co.uk/blog/2009/03/10/deeper-deeper-in-debt/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 15:43:15 +0000</pubDate>
		<dc:creator>Ozzy</dc:creator>
				<category><![CDATA[Entrepreneurialism]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[China]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[loans]]></category>
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		<guid isPermaLink="false">http://www.ozzy.co.uk/blog/?p=105</guid>
		<description><![CDATA[I have a very personal dislike of debt, or credit, depending on your perspective. Yet it is a very important part of business life, and when you are small business having your credit terms abused by many (often larger) customers you need debt to finance the credit your clients demand. So it comes as no [...]]]></description>
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		<title>Are we heading into a recession, or is it Mind Games?</title>
		<link>http://www.ozzy.co.uk/blog/2008/05/27/are-we-heading-into-a-recession-or-is-it-mind-games/</link>
		<comments>http://www.ozzy.co.uk/blog/2008/05/27/are-we-heading-into-a-recession-or-is-it-mind-games/#comments</comments>
		<pubDate>Tue, 27 May 2008 08:32:34 +0000</pubDate>
		<dc:creator>Ozzy</dc:creator>
				<category><![CDATA[Entrepreneurialism]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[property]]></category>

		<guid isPermaLink="false">http://www.ozzy.co.uk/blog/?p=72</guid>
		<description><![CDATA[My wife made a fantastic observation at the weekend which to a degree can summarise much of what is happening in the media about the Credit Crunch we are experiencing at the moment, and I think this has a lot to account for with the downturn in the economy. Her Father is widower on a [...]]]></description>
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